Call now for multiple monthly quotes: (618) 933-8761
4.9 ★★★★★ from 158 Google reviews

High Savings, Low Hassle: Get Affordable Contingent Cargo & Freight Broker Insurance Now

Committed To Helping You Save On Contingent Cargo & Freight Broker Insurance With A+ Rated Carriers & Low Rates!

  • A+ rated carriers, up to $5M liability
  • Certificates & filing same day
  • Contingent auto, cargo & general liability
  • Low down payments, monthly options
  • New brokers, DOTs & authorities accepted
Call (618) 933-8761

Or fill out the quick form below:

30+carriers shopped
Same daycertificates
36states licensed

We shop 30+ trucking carriers to find your best rate.

TravelersAcuityGreat West CasualtyProgressiveMarkelAIGBerkleyGreat AmericanNorthlandCanalCarolina CasualtyCrum & ForsterRLICoverWhaleHudsonLancerPrimeKnightLloyd's of LondonIATBerkshireNational IndemnityAlignCanopiusAccreditedWatfordTrisuraProtective

Including Great West, Travelers and Acuity, and many more.

What freight brokers need to be covered

Contingent auto liability

If a carrier you hire causes an accident and their own liability coverage doesn’t respond, this helps protect your brokerage.

Contingent cargo

If freight is lost or damaged and the carrier’s cargo coverage doesn’t pay, this steps in for your shipper’s goods.

General liability

Everyday business liability for your brokerage operations, quoted alongside your contingent coverage.

Coverage details vary by policy. A licensed agent will walk you through your options.

Truckers love working with us

4.9
★★★★★
Rated by 158 customers on Google
★★★★★

“Industry knowledge excellent. Effectiveness in implementation of new policy excellent. Courtesy excellent. Ash excels in all the above. Equally as valuable is the fact that he is always available. If you have a question, he is going to answer it, quickly.”

MP
Mike P.Owner-operator
★★★★★

“I came to this group with an emergency situation needing insurance for a large fleet of vans last minute. Not only did they meet the need, but every person on staff was exceptionally well versed with the industry and provided information that no one else did. Anyone would be doing themselves a great service by allowing this team to represent them.”

PD
Pashon D.Fleet owner
★★★★★

“Can’t say enough good things about my experience with this company. The agent worked closely with me to find an insurance plan that was perfectly tailored to my needs. What really stood out was the friendly, transparent service that made the entire process straightforward and stress-free. I feel confident and supported. Highly recommend!”

LP
Leslie P.Owner-operator
★★★★★

“Michelle was quite helpful and got me the exact coverage I needed. She was right on it and I appreciate that.”

RD
Robert DouglasInsurance client
★★★★★

“Addisen did an amazing job getting me and my husband auto insurance for both our vehicles at a competitive rate! Very nice and friendly, he took great care of us and got us insurance ASAP when we were in a bad situation. Highly recommend!”

JL
Jessie LoudenAuto insurance client
★★★★★

“Amy was awesome. Had a great experience with her. She even stayed late to finish up my paperwork to make sure it got done. It was a pleasure working with her.”

RS
Rapid Speed Trucking LLCTrucking company
★★★★★

“Addisen was a great help for me and helped me understand everything I needed. He also went out of his way to find answers for me. He was very patient and polite.”

SW
Savannah WalkerAuto insurance client
★★★★★

“Ash is the best guy I’ve never met! He always helps me and in my time of need he was the only one that would help me! Great job.”

RT
Runyon TransportTrucking fleet, Burlington NC
★★★★★

“This is a great company to work with. They are committed to getting you the best deals.”

JP
Joseph PytkoInsurance client
★★★★★

“Dewayne and Ash are amazing! They can figure out anything you need with just the smallest information.”

EW
EZ World DistributorsDistribution company
★★★★★

“Ash always does an outstanding job with our insurance needs!”

PM
Peak MoversBox truck fleet
★★★★★

“Great company, worked really hard to get me the best price. Fantastic experience.”

V
V.Owner-operator
Semi truck on the highway
New brokers accepted

Looking for contingent cargo or auto insurance? We’ve got you covered.

  • Auto liability limits of up to $5 million with A+ rated carriers
  • Certificates & filing complete the same day
  • All coverages for freight brokers: contingent auto, contingent cargo, general liability and more
  • Low down payments and multiple monthly options
  • New freight brokers, DOTs & authorities accepted

Get my insurance quote

Types of operations we insure

Brokers, 3PLs and new authorities, all quoted side by side.

Aerial view of trailers in a yard

Freight brokers

Established brokerages moving freight for shippers.

Semi truck on the highway

Contingent auto

Protection when a hired carrier’s liability falls short.

Box truck making a delivery

Contingent cargo

Coverage for freight loss and damage in your care.

Semi truck on a rural road

New brokers & authorities

Just got your authority? We get you quoted and filed fast.

1,000+Policies serviced every year
500+Businesses helped
$5M+In premium managed
99%Certificates issued same day

How it works for brokers

Four steps from quote to certificate.

Tell us about your brokerage

Share your authority details and how many loads you move.

We shop the market

Contingent auto, contingent cargo and general liability, quoted across 30+ carriers.

Compare your options

We bring back bindable quotes and explain the differences in plain English.

Certificates, same day

Once you bind, we issue your certificates and handle the filings.

Trucking insurance questions, answered

What is contingent cargo insurance?

It covers freight loss or damage when the motor carrier you hired doesn’t have cargo coverage that responds, for example if their policy lapsed or the claim isn’t paid. Coverage details vary by policy.

What is contingent auto liability?

It helps protect your brokerage if a carrier you hired is in an accident and the carrier’s own liability coverage doesn’t pay. Coverage details vary by policy.

Do I need both, plus general liability?

Many brokers carry all three. A licensed agent will look at how you operate and recommend the right mix.

Do you insure new freight brokers and new authorities?

Yes. New freight brokers, DOTs and authorities are accepted.

How fast can I get a certificate of insurance?

Same day. Certificates are issued through our 24/7 COI service.

Where are you licensed?

36 states. Our office is in Overland Park, Kansas, and we serve brokers and carriers nationwide.

Ready to protect your brokerage?

Call us, or fill out the form in under a minute.

© 2026 Commercial Trucking Insurance, a Dream Assurance company. 9200 Indian Creek Pkwy, Suite 100, Overland Park, KS 66210. Licensed in 36 states.Call (618) 933-8761