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Hot Shot & Pick Up Truck

cargo inside a truck

With a Hot Shot operation, it is important to have someone knowledgeable about insurance regulations available to guide you. At Commercial Trucking Insurance, we understand the unique needs and challenges faced by Hot Shots with their class 2, 3, 4, 5 trucks. That’s why we offer a comprehensive range of coverage types designed to protect you and your assets every step of the way. A lot of agents may place liability coverage for your operation on personal policies, but we can help you navigate what filings you need and what coverage will be required to get your freight from brokers.  We know the difference between your gooseneck, dovetail, deckover, and lowboy trailers. A lot of smaller agencies don’t know how to properly cover all of these, especially auto haulers.

 

Here's a breakdown of the essential coverage types you should consider for your semi-truck operations:

  • Primary/Auto Liability: Protects you and your business in the event of accidents where you're deemed at fault, covering bodily injury and property damage to others. With Primary/Auto Liability coverage, you can drive confidently knowing you're financially protected.
  • General Liability: Offers comprehensive protection against third-party claims of bodily injury or property damage occurring on your business premises or as a result of your operations. General Liability coverage provides a safety net, allowing you to focus on growing your business without worrying about unexpected liabilities.
  • Workers Compensation: Ensures your employees are covered in the event of work-related injuries or illnesses, providing medical benefits and wage replacement. With Workers Compensation coverage, you can demonstrate your commitment to the well-being of your team while complying with legal requirements.
  • Cargo Insurance: Safeguards the goods you transport against damage, theft, or loss while in transit. Cargo Insurance provides valuable protection for your valuable cargo, giving you and your clients peace of mind knowing that shipments are covered against unforeseen events.
  • Physical Damage: ProvidesProtects your box trucks and straight trucks against damages from collisions, theft, vandalism, and other unforeseen events. With Physical Damage coverage, you can keep your fleet running without worrying about the financial burden of repairs or replacement.
  • Non-Owned Trailer: Extends coverage to trailers that you may use but do not own, such as those leased or borrowed from others.

At Commercial Trucking Insurance, we’re committed to helping you find the right combination of coverage to suit your specific needs and budget. With our expertise and personalized service, you can have peace of mind knowing that your semi-truck operations are well-protected against the unexpected. Get in touch with us today to learn more about how we can tailor a policy to fit your requirements.