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Non Trucking Liability & Bobtail

Non-Trucking Liability vs. Bobtail Insurance: Which is Best for You?

Welcome to Commercial Trucking Insurance, your trusted advisor in navigating the complexities of insurance coverage for the transportation industry. If you’re a truck driver or owner-operator, you’ve likely encountered terms like Non-Trucking Liability (NTL) and Bobtail Insurance in your quest to protect your assets on the road. But which one is best suited for your situation? Let’s explore.

Understanding Non-Trucking Liability (NTL) Insurance:

Non-Trucking Liability insurance, often referred to as “bobtail insurance” colloquially, is a type of insurance coverage designed to protect commercial truck drivers during periods when they are not actively engaged in business-related activities. This includes times when the truck is not hauling a trailer, such as when the driver is commuting to and from work, running personal errands, or using the truck for non-business purposes.

Key Features of NTL Insurance
Exploring Bobtail Insurance

Bobtail insurance specifically covers the truck and driver during periods when the truck is being operated without a trailer attached, also known as “bobtailing.” This coverage kicks in when the truck is not engaged in business-related activities and provides protection against liabilities such as accidents, injuries, or property damage that may occur during these off-duty moments.

Key Features of Bobtail Insurance:
Which One is Best for You?

Choosing between Non-Trucking Liability (NTL) insurance and Bobtail insurance depends on your specific circumstances and needs. If you primarily use your truck for personal use or non-business activities, NTL insurance may be the most suitable option. However, if you frequently operate your truck without a trailer attached as part of your business operations, Bobtail insurance offers dedicated coverage for these scenarios.

Our Commitment to You

At Commercial Trucking Insurance, we understand that navigating insurance options can be daunting. That’s why our team of experts is here to help you assess your needs, understand your coverage options, and find the policy that best suits your situation. Whether you require Non-Trucking Liability (NTL) insurance, Bobtail insurance, or other specialized coverages, we’re committed to providing you with the comprehensive protection you need to thrive in the transportation industry.

Ready to explore your insurance options? Contact us today to speak with one of our knowledgeable agents and discover why we’re the preferred choice for commercial trucking insurance.