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Truck accidents can have serious consequences due to the size and weight of commercial vehicles. While truck accidents are a reality, they are not an inevitability, and efforts are continuously made to improve safety and reduce the incidence of accidents in the commercial trucking industry.
Commercial truckers and the trucking industry as a whole are subject to various regulations and safety measures aimed at preventing accidents and minimizing their impact when they do occur. Here are some truck accident statistics and general tips for preventing large truck crashes.
Various factors can influence the frequency of commercial motor vehicle crashes and other accidents across the United States. Truck accident statistics may change over time.
In 2022, there were 168,320 truck accidents — 4,766 of which were fatal for one or more persons, according to Truck Info.
The most crashes happened in Texas, followed by California, Florida, Pennsylvania, and Illinois in 2022.
76,180 persons suffered from injury crashes from truck accidents in 2022.
32% or 54,667 out of the 168,320 accidents resulted in an injury. About 71% of injuries were sustained by truck occupants in other passenger vehicles while 27% of fatalities were large truck occupants. An estimated 2% were pedestrians, bicyclists, and other individuals.
The number of truck accidents resulting in injuries is lower than the number of individuals injured during truck accidents because multiple individuals, and not just truck occupants, can be injured in single-vehicle crashes. Passenger cars are the other most common vehicles involved in truck accidents.
Texas recorded the highest incidence of truck accidents with injuries with California, New York, Florida, and North Carolina rounding out the top five.
In 2022, 5,370 people were killed in truck accidents in 2022. More than 1/3 of truck drivers who die in a crash are not buckled up.
Less than 1% of truck accidents involved hazardous cargo.
While commercial truck accidents may be less frequent than car accidents, they can be more severe due to the size and weight of trucks. Accidents with large trucks involved are more likely to result in serious injuries or fatal crashes compared to smaller vehicles.
There were more than half a million accidents and crashes involving large trucks in 2021, according to Forbes. More specifically, there were 523,796 accidents with large truck involvement across the U.S., an increase from 415,444 the previous year.
As devastating as they may be, the vast majority of these accidents do not result in injuries and fatal truck crashes. Property damage is more prevalent with 310,000 large truck crashes causing damage in 2020. However, it’s important to note that truck drivers and their employers may be held liable even for nonfatal crashes. 101,000 large truck crashes caused injuries that year while 4,444 were involved in fatal crashes.
Forbes reports that large truck crashes have increased by 26% between 2020 and 2021. Lockdowns during the COVID-19 pandemic may have caused a reduction in truck crashes in 2020. The lifting of restrictions in 2021 contributed to a higher number of crashes since there were more large trucks on the road.
116,353 semi-trucks were involved in accidents in 2022, according to Truck Info.
It is estimated that 1 in 3 long-haul trucker drivers will be involved in a serious truck accident in their career.
Texas had the most semi-truck accidents in 2022, followed by the states of California, Florida, Georgia, and Illinois.
About 30% of incidents involved a semi-truck accident injury.
Texas had 5,846 semi-truck accidents with injuries followed by California with 2,675 injuries related to semi-trucks.
In 2022, about 3% of semi-truck collisions were fatal truck accidents.
Truck accident statistics show that certain behaviors and risk factors may increase the likelihood of a collision. Most truck accidents are caused by driver-related issues such as fatigue, impairment, or distractions on the road and vehicle-related issues such as mechanical failure. External factors like weather and road conditions can also cause a truck driver to get into an accident.
Other contributing factors include:
The costs associated with truck accidents are complex and can vary widely based on the specific circumstances of each case. In general, settlements and verdicts under $1 million are more common than nuclear verdicts, which cost upwards of $10 million. It is advisable to consult with a legal professional for more information on lawsuits and verdicts.
In most instances, commercial drivers facing litigation for settlements and verdicts under $1 million are usually on the line for $406,000 to $449,000 in plaintiff payments. Truck drivers dealing with nuclear verdicts and larger cases may be on the hook for a few million.
According to information from the American Transportation Research Institute (ATRI) Litigation Database, most truck accident lawsuits involved plaintiff payments of $2 million to more than $5 million. Truck accident lawsuits can be significantly more expensive if children are involved.
Insurance premiums can go up for commercial trucking companies, particularly small fleets, as a result of nuclear insurance verdicts.
Truck drivers play a crucial role in preventing accidents on the road. Here are some key practices and strategies that truck drivers can adopt to enhance safety and reduce the risk of accidents:
Commercial trucking insurance plays a crucial role in managing the financial risks associated with trucking accidents. Accidents involving large trucks can result in significant financial losses, including property damage, medical expenses, legal fees, and potential settlements or judgments. Commercial trucking insurance provides financial protection, helping cover these costs and protecting the assets of the trucking company.
For example, liability coverage is a fundamental component of commercial trucking insurance. It helps cover the costs of bodily injury or property damage that the insured truck may cause to others in the event of an accident. This coverage is critical for addressing third-party claims and legal liabilities.
Medical payment coverage provides reimbursement for medical expenses incurred by insured large truck occupants in the event of an accident, regardless of fault. It helps cover medical bills for injuries sustained by the truck driver and passengers.
A single crash can disrupt your operations. Make sure you’re covered in the event of an accident. CTI helps commercial truckers find insurance policies tailored to their needs. Contact our TRS-certified insurance agents for a truck insurance quote. We’d be happy to help you find competitive rates and provide ongoing support after your purchase. We coordinate with over 30 carriers to help you explore.